Careers with Erlanger Health System

Human Resources Department
975 East 3rd St.
Chattanooga, TN 37403
(corner of 3rd & Hampton St.)
423-778-7969

Hours:
Mon, Wed, Fri
8:00 a.m. – 4:00 p.m.
Tue, Thu
7:00 a.m. – 4:00 p.m.
800-490-JOBS (5627)

Health Care Plan

Erlanger Health System understands the need to offer health insurance coverage to employees and their family. The health insurance premiums are deducted from an employee's paycheck on a pre-taxed basis. BlueCross BlueShield of Tennessee provides the current health insurance plan, which is BlueCross BlueShield PPO.

Eligibility

To be eligible for Health Insurance Coverage, an employee must be classified as a regular employee and at least a .52 FTE or greater. An employee may elect individual or family coverage.

Enrollment

Eligible employees may enroll in individual or family health insurance coverage within 31 days of hire or within 31 days of a change in status. Events that cause a change in status includes, but not limited to marriage, divorce or the birth of a child. Eligible employees may also enroll for coverage during the Open Enrollment Period.

Effective Date of Coverage

New Hires
The Effective Date of Coverage will be the first of the month following the initial one-month waiting period.

Status Changes
Qualifying events that allow an employee to enroll , terminate or make changes outside of the annual enrollment period are: birth/adoption, marriage, divorce, or spouse/children loosing their coverage through no fault of their own. Enrollments, terminations or changes due to qualifying events must be designated by completing a form and attaching appropriate documentation of the event (i.e. birth certificate, divorce decree, etc.). The form and documentation must be submitted to the Benefits Department within 31 days of the event. If completed form and documentation are not submitted to the Benefits Department within 31 days from the qualifying event, the employee must wait until the next annual open enrollment period to enroll, terminate or make changes to the coverage.

Birth/Adoption: Coverage become effective the date of the birth
marriage: Coverage become effective the date of the marriage
Divorce: Coverage becomes effective the first day of the month following the event
Loss of coverage: Coverage becomes effective the first day of the month following the event

Summary of Benefits

NOTE: Please note that this is a Summary of Benefits. Changes may be made at any time. Please refer to your BlueCross BlueShield of Tennessee Evidence of Coverage book or contact BlueCross BlueShield for specific coverage questions. Erlanger Health System will write-off a portion of the co-pay after receiving payment from all applicable insurance carriers for charges incurred at an Erlanger facility.

Office Visit Copay

Office Visit $35 PCP /$50 specialist
(if treating physician is in network)

Emergency Room Services $150.00

Other Outpatient services no charge

Note: All co-pays due at the time of service

Deductible

Inpatient Services - $1,000 deductible

Outpatient Services - $1,000 deductible

Non-routine diagnostic services $1,000 deductible

Durable Medical Equipment (DME) $1,000 deductible

Discount offered through Erlanger Facilities:

Inpatient Services $500

Outpatient Surgery $250

Emergency Room Services $25

Prescription Drug Co-pay

Generic Drugs $10.00

Brand Name Drugs $35.00
(Drugs in BCBS's Preferred Drug List)

Brand Name Drugs $50.00
(Drugs Not in BCBS's Preferred Drug List)

Discount offered through Moore & King

Brand Name Drugs $30.00

(Drugs in BCBS's Preferred Drug List)

Brand Name Drugs $45.00
(Drugs Not in BCBS's Preferred Drug List)

Note: All co-pays due at the time of service

If you are using a maintenance drug that is on the BCBS's Maintenance Drug List, you may obtain a 100-day supply at the pharmacy for two co-pays (all prescription medications must be purchased from a network pharmacy). For limitations and exclusion, you may contact BlueCross Blue Shield or refer to the Pharmacy section of your Evidence of Coverage book.

Employee Premiums

		PLAN P
EMPLOYEE STATUS		Monthly	Bi-Weekly
Full-time (0.85 FTE)	Individual	$40	$20

	Family	$135	$67.50

Part-time (0.52_0.84 FTE)	Individual	$76	$38

	Family	$180	$90

Part-time (0.52 FTE)	Not eligible

How to Contact BlueCross BlueShield of Tennessee

You may contact BlueCross BlueShield of Tennessee by telephone at 1-800-565-9140 or through their website at www.bcbst.com. Please have your health insurance card ready with account information.